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Regional Credit Analysts (Assistant Manager – Credit)
Northern / North Central / Central / Southern Regions
(4 Vacancies – One for Each Region)
Are you an experienced credit professional with strong analytical capabilities and a passion for risk management? We are seeking dynamic and results-driven professionals to join our team as Regional Credit Analysts (Assistant Manager – Credit) across our regional network.
This role offers an exciting opportunity to contribute to strategic credit decision-making while ensuring portfolio quality, regulatory compliance, and sustainable business growth.
Key Responsibilities
Review and approve credit proposals within assigned Delegated Authority (DA) limits while ensuring compliance with regulatory requirements and internal credit policies.
Assess, analyze, and recommend credit proposals for escalation to higher levels of the DA hierarchy where required.
Conduct post-credit reviews to monitor portfolio quality and ensure adherence to approved terms and conditions.
Oversee and maintain the overall credit quality of the assigned region in line with the company’s risk appetite and credit strategy.
Perform periodic reviews of the regional credit portfolio to identify early warning signals and emerging risk factors.
Provide timely insights and recommendations to management for proactive risk mitigation and corrective action.
Collaborate closely with branch teams and Head Office functions to strengthen credit governance, operational efficiency, and portfolio performance.
Qualifications & Experience
Certificate or Diploma in Credit Management, Finance, Banking, or a related professional qualification.
Minimum of five (5) years’ proven experience in credit management within the finance industry.
Strong analytical, evaluation, and decision-making skills with sound knowledge of credit assessment and risk analysis.
Excellent communication, interpersonal, and report-writing skills.
Ability to work effectively with cross-functional teams across multiple regions.
Self-motivated professional with the ability to work independently with minimal supervision.
High level of integrity, professionalism, and accountability with the ability to perform under deadlines in a dynamic environment.
What We’re Looking For
We are looking for professionals who bring commercial awareness, sound credit judgment, and a proactive approach to managing portfolio risks while supporting business growth.
If you are ready to take the next step in your credit career and make a meaningful impact across regional operations, we invite you to apply.
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